The VA Loan is one of the best mortgage products on the market today, and yet not enough eligible veterans know they are qualified for it. The VA Loan is easy enough when you, the veteran, reservist and/or active duty service member know exactly what your VA Loan benefit is and you have a VA Loan Officer who is skilled on the VA Loan Process. Buying your first home can be stressful, from getting pre-qualified for financing, finding a realtor, and then the really tough part - finding the right house! 
How do I know what to do First? And which one am I supposed to do first? Do I find a house?

Do I need a real estate agent to show me the house? What can I afford? 
Take a deep Breath ... Relax.
What's great about the VA Loan is that it is perfect for whether you're buying your first house or your fifth house, the benefits are the same - no down payment, no rivage mortgage insurance, great rates, you get the idea.
As we went over earlier, the best thing to do first is get pre-qualified for your VA Loan before you start searching for your home. In today's market it is hard for a seller to take a buyer seriously if they haven't been pre-approved and have no idea how they're going to finance a home. If you know that you plan on using a VA Loan and you've looked at the criteria for eligibility and qualification, then go ahead and fill out the form and get started with your free VA Pre-Qualification.
There has never been a better time to refinance. Save big by refinancing with your VA Loan Benefit. 
Much of what we've talked about so far has been geared towards buying a home with a VA Loan. But some of you out there are wondering - How can I refinance my hom There are two different types of VA Refinances available - the Streamline refinance for anybody that already has a VA Loan and simply wants to lower their interest rate. There's also the Cashout Refinance, which is for homeowners looking to take cash out using the equity in their home, consolidating mortgages, paying off debt or simply looking to transition into a VA Loan.e into a VA Loan? 

Qualifying for both VA Refinance Loans are similar, including no late mortgage payments in the last 12 months as well as income qualification for the VA Cashout. An appraisal is also necessary for a VA Cashout to ensure the house is worth as much or more than what you owe on it. 

With mortgage rates at all-time lows right now, if you're considering refinancing your home and you're eligible for a VA Loan, you need to speak with a VA Loan Specialist right away to discuss your situation and how refinancing with a VA Loan could save you money. You can also get started by filling out the form below to begin the process of gathering information from an Approved VA Lender. 

The time to start saving money on your home mortgage is now, and a VA Refinance can help you make that happen. 
 

Here's How:

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